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Indicative valuations may vary significantly from indicative valuations available from other sources.

Certain factors, which may not have been assessed for purposes of these valuations, including, for example, notional amounts, credit spreads, underlying volatility, costs of carry or use of capital and profit, may substantially affect a stated valuation.

CLIENT ACKNOWLEDGES AND AGREES THAT IT WILL BE RESPONSIBLE TO ENSURE THAT ANY ACTIVITY UNDERTAKEN BY CLIENT OR ITS AUTHORIZED PERSONS IN ANY JURISDICTION AND WITH ANY PERSON IN WHOLE OR IN PART ON OR THROUGH THE SITES IS IN COMPLIANCE WITH APPLICABLE LAW.

Other than the license granted hereunder, Client obtains no rights to the Sites.

Arrangements: Poland-Thompson Funeral Home, Cameron, MO.

3 Insurance and annuity products offered through Merrill Lynch Life Agency Inc.

As a result, Merrill will be delaying mailings to impacted clients.

He was dedicated to his clients as a Financial Advisor for Edward D.

Lending, derivatives and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation including Bank of America, National Association, Canada Branch BANA CB which is an authorized foreign bank regulated by the Office of the Superintendent of Financial Institutions.